Creekside Crossing Apartments – Application and Community Standards

 

EQUAL AND FAIR HOUSING: This community does not discriminate on the basis of race, color, religion, sex, disability, familial status, or national origin.

AVAILABILITY: Applications will be accepted on a first come, first serve basis and are subject to the availability of the apartment floor plan requested.

RENTAL APPLICATIONS: Each person over the age of 18, that will reside in the apartment must complete an application and submit corresponding fees. Any omissions or falsifications may result in rejection of an application or termination of a lease.  A driver’s license or other state or federally issued photo I.D. will be required for identification prior to showing an apartment home.  This I.D. will be kept in a secure location in the rental office and returned once the apartment tour is completed.  All applicants must be a minimum age of eighteen (18) years of age.

QUALIFYING CRITERIA: In approving an applicant for residency, the following criteria must be met:

RENTAL HISTORY: Two (2) years of verifiable history on current and/or previous addresses. An applicant may not have any unresolved debts to a current or previous landlord/mortgagor, i.e. foreclosure, eviction, skip or debt owed at move out.  Unresolved housing debts will result in automatic rejection. Information gathered from prior landlord will be used when considering an application. The following will be cause for rejection as a result of information gathered from prior landlords: repeated disturbance of neighbor’s peace; reports of unsavory or illegal activity (drugs, gambling, etc.); damage beyond normal wear and tear; reports of violence or threats to neighbors or landlord; allowing persons not on lease to reside in apartment; failure to give proper notice before moving; failure to make timely and correct rental payments. Any dispossessory warrants filed will also result in application denial. 

EMPLOYMENT AND INCOME: Full-time students will require a co-signer and proof of enrollment.  Each applicant must have verifiable current employment. Combined gross income of applicants must be three (3) times the amount of monthly rent. Income must be verifiable by a recent offer letter (last 30 days) or 2 most recent paycheck stubs that meet the income requirements. Self-employed individuals must provide a financial statement from a CPA, previous year’s tax return, or the past three (3) months of or bank statements showing regular deposits or direct deposits that meet the income requirements. If Venmo, Zelle, Cashapp, or any transaction of deposit that is similar without memo are methods of income on the bank statement, applicant must provide previous year’s tax return or financial statement from a CPA in addition to bank statements. Proof of income should be submitted within 48 hours of application submission to maintain a reservation on an apartment. If you have experienced a financial hardship due to state or federal disaster or emergency, you may submit in good faith a 200 word or less statement as to how that hardship has affected your credit, employment, or rental history.

For applicants that do not have credit history and all other criteria is met, an applicant could receive a conditional approval. Conditional approvals will require that an additional deposit equal to one month’s rent must be paid prior to move-in, or a co-signer can be added within 72 hours of conditional approval (reference Co-signer section below).

Non-US Citizen Applicants: The National Apartment Association Application must be completed along with the regularly required application. Documentation that will be accepted per the National Apartment Association Application: Form 1:551 Permanent Resident Card, Form 1-766 Employment Authorization Document, Form 1-94 Global Entry Form, or USCIS receipt for replacement of one of the previously listed documents. If you are relying on Form I-94, we will ask to verify your passport information on the application.

ROOMMATES: Each roommate will be responsible for the entire rental payment and each must execute the lease agreement.  No partial or split payments will be accepted.

CO-SIGNERS: Co-signers must complete an application and meet all leasing criteria with no negative credit or rental history. In addition, co-signers must make five (5) times the apartment’s monthly rental rate in verifiable income. Co-signers cannot be used to compensate for lack of satisfactory rental history.

CREDIT: Each applicant’s credit report will be processed.  Applicant must have positive credit ratings that have been established within 1 year of application for rental. All liens, judgements, late payments, collections and negative credit ratings will be reviewed by Management for consideration of approval and may require additional deposit. All bankruptcies must be discharged and at least one positive account must have been established since the date of discharge.

OCCUPANCY: No more than two occupants are allowed per bedroom in each floor plan. All occupants must be listed on the application. Any person not listed on the application that resides in the apartment will be deemed as an unauthorized occupant. Any resident that has an unauthorized resident that resides in the apartment is subject to eviction.  

APPLICATION AND ADMINISTRATION FEES: An application fee of $75 per person over the age of 18 is due at the time of application submission to reserve an apartment home. There is also a $100 administrative fee. Once both fees are submitted, the application fee and administrative fee becomes nonrefundable.

NOTIFICATION: Applicants will be notified via phone or email within 5 business days of application submission as to the status of their application. In the event of a declined application, applicant will be provided an adverse action letter to include information on how to obtain details on the information utilized to make a decision. Bearing Point Properties is not responsible for inaccuracies in provided information and may not provide details of obtained reports to the applicant.

SECURITY DEPOSIT: A security deposit in the amount of $300 (1 bedroom floorplans), $350 (2 bedroom floorplans) & $400 (3 bedroom floorplans) will be due within 72 hours of notification of approval. In the event an application is approved with a condition of an additional deposit, the additional deposit is due prior to move in. The security deposit is refundable at move out, providing all provisions of the lease agreement are met upon date of move out minus any final utility bills and any damages determined at move out. After approval if you cancel your application, all monies are non-refundable.

VEHICLES: Two vehicles will be permitted per apartment home.  Boats, trailers, commercial vans and/or trucks, campers and motorcycles will not be permitted on the property at any time, without management’s prior written approval.

PETS: All applicants are required to create a pet/no pet profile through our 3rd party pet screening service to ensure they understand our pet and animal policies: https://creeksidecrossing.petscreening.com/. Applicants will be required to provide a photo of their pet, copies of current immunization records, veterinary contact info, and fill out some additional questions regarding their animal. If any information is missing, this could result in higher pet rent. There is a minimum fee to process each pet application.  For applicants who DO NOT have pets, you are still required to fill out a no pet profile confirming you understand our pet policies.

CRIMINAL BACKGROUND CHECKS: An nationwide criminal background check will be performed on all applicants over the age of 18. No applicant will be accepted that has been convicted of a felony. Additionally, any person convicted of crimes including but not limited to violence or threatened violence, robbery, theft of any kind, rape, child molestation, any sexual offence, any crime involving the sale, possession, distribution or manufacturing of illegal drugs, illegal use or possession of a weapon, stalking, arson, criminal damage to property, issuance of bad checks, fraud, forgery, or any other crime that could adversely affect the health, safety or welfare of other residents or Management staff.

  I/We have read and agree to the above criteria from which my/our application(s) will be approved.